Personal Lending

For most people, borrowing money to buy or upgrade the family home, or to get into the residential investment market, is the biggest financial commitment they’ll ever make. And with so many loan options now available, it makes sense to have experts research those options for you.

Our philosophy towards your personal borrowing needs is no different to our business lending approach. We’ll look at your total financial position, and then get to work on finding the ‘perfect-fit’ loan solution for you.

We can manage personal borrowing applications for:

• Home loans
• Residential investment loans
• Home equity lending
• Margin lending for a share investment
• Personal loans
• Personal overdrafts
• Debt consolidation

Home Loans

Most of us dream of owning our own home. It usually starts with finding the right home in the right location, but the home market moves very quickly these days. You need to be prepared to put in an offer and secure the house almost immediately.

The first step in this process is to get a home loan pre-approval so you know you can act quickly when you find the right property. The pre-approval will also ensure you’re looking in the right price range for your lending capacity. Loans now come in many styles including   standard home loans (monthly P & I repayments), interest only bridging loans, home equity loans, lines of credit etc. Let us guide you through the maze and explain what will suit you best. Even for clients with some previous credit problems we can access a range of loans that don’t relive on a great credit rating. Funding can be available through "Lo-doc", "No-doc" and "Non-conforming" loans.

Contact us to learn about pre-approvals or to talk about re-financing your existing home loan facility. Most of the initial work can be done via email. We have access to dozens of lenders as well as information about various types of programmes that may be helpful to you.

Mortgage Brokers are a very accepted way to find the right loan. In fact, 40% of all new home loan applications in Australia are arranged by Mortgage Brokers. Our advisors will be the greatest source of independent information available to you. We’ll take you through every step of the process and offer you advice on a variety of lending solutions. You can speak with one of our experts now, by calling or emailing us – homeloan@prioritylend.net.au.

Investment Loans

Whether it’s gearing into equities or an investment property, the finance structure you use is critical for you to maximise your return. We work closely with your accountant or financial planner to match your needs with the right loan structure. This potentially saves costly fees and charges for any loan changes in the future.

We also ensure you receive a competitive interest rate to minimise your net cash outflows. Our advisors can assist you with budgeting for your cash flow needs. Email us at investloan@prioritylend.net.au or call us to start making your wealth creation plans a reality.

The Peak Partnership may receive commission payments from lenders for arranging credit facilities. Lending services provided through Peak Partnership Lending Solutions Pty Ltd ABN 83 120 736 281. MFAA Membership No: 46138. COSL Membership No: 409451.