Wealth Protection

Wealth Protection

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It’s often the forgotten piece of the financial puzzle.

Protecting everything that’s important to you with a solid insurance and risk management strategy is vital for long-term financial welfare.

Our Wealth Design specialists can help you finish your puzzle, particularly if you’re a business owner. When you’ve got that much at stake, both personally and commercially, you can take comfort in knowing that an effective risk management and asset protection portfolio is available through The Peak Partnership.

Our Risk Insurance Solutions area provides advice and can arrange cover for:

  • Life insurance;
  • Trauma insurance;
  • Total and permanent disability cover;
  • Income protection insurance;
  • Business continuity insurance;
  • Business expense insurance; and
  • Key person cover.

Business Insurance and Succession Planning

Business Insurance and Succession Planning

Many small and medium-sized businesses don’t consider the operational and ownership impact of an unforseen event.

We're talking events such as litigation, a major accident, resignation, forced retirement or death of a business partner.

Without a documented business succession plan and adequate insurance protection, such an event can cause financial and emotional distress for those business partners left to deal with the issues.

The Peak Partnership Wealth Design Solutions can guide your business through the process of establishing a Business Succession and Business Insurance Plan. Then you, your family and your business partners will have the reassurance that the unlikely is covered and your business can do what it does best.

Personal Insurance

Personal Insurance


This means they're totally unprepared for the financial ramifications for their family in the event of an accident, severe illness or trauma, or their death.

Regardless of your personal wealth, you need to plan for the unexpected – like how your family financial situation would pan out if you couldn't work for an extended period of time (or not at all). If you suddenly became permanently disabled, how would you deal with the medical costs, the changes around your home, and the changes to your financial lifestyle?

It’s important to think about the financial welfare of your partner or other dependent beneficiaries if you are permanently incapacitated or die.

And everyone really should consider how they want their assets and property distributed to their beneficiaries, and any accompanying taxation implications, if the ultimate unexpected should happen.

Jump to our life insurance page for a very real case study about the importance and value of being covered. While you're there, fill out a few details and we'll show you how cost-effective your own personal insurance can be.

The Peak Partnership Wealth Design Solutions can help get you sorted with a tailored personal insurance portfolio – including life cover, total and permanent disability (TPD) cover, trauma and income protection insurance – as well as a proper Will and Power of Attorney; to ensure those close to you are financially protected if you’re no longer active or around.

Estate Planning

Estate Planning

FACT: 100% of people will die at some time in their lives.

Nobody likes to talk about it but it’s going to happen eventually – it just depends on how you want to take care of the people you leave behind.

Estate Planning is not just about having a Will (that’s possibly out-of-date) hidden away – it’s about having a full Trauma Action Plan in place in case you become permanently incapacitated or lose your life.

The people left behind to deal with your affairs need to know:

  • who to contact for help, where your Will is kept, who is your Executor or Power of Attorney;
  • your wishes for resuscitation, funeral arrangement, distribution of your assets;
  • what and where your assets are;
  • details of your financial records, like bank accounts and credit cards; and
  • passwords to all the things that matter, so they can have access to tie up loose ends.

Take a quick look at our Estate Planning video that explains why it's so important.

At The Peak Partnership, we can co-ordinate a full Estate Plan – including a Trauma Action Plan – so that everything is looked after when you’re gone, and your family and loved ones don’t succumb to the additional burden of having to piece together your financial information at a time of grief.

Just go to our Estate Planning page, fill out a few details and we can guide you through the right process to create an Estrate Plan that best suits you.

The added advantage of engaging us to co-ordinate your Estate Plan is that we can set the review triggers to make sure it’s kept up-to-date, so you can get on with living life.

This information has been provided as general advice. We have not considered your financial circumstances, needs or objectives. You should consider the appropriateness of the advice. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decision regarding any products or strategies mentioned in this communication.

Peak Partnership Wealth Design Solutions Pty Ltd as trustee for Carlmich Trust. 
ABN 26 711 439 304. Corporate Authorised Representative No 415154 of
Professional Investment Services Pty Ltd AFSL 234954. ABN 11 074 608 558.


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